Should I sign up for Medicare Part B if I have employer coverage or have veteran benefits?
If the employer group has 20 or more employees and is considered creditable coverage, delaying part B is an option. Although there is a lot to consider and you should always at least check to see what kind of coverage Medicare offers. Always check with your benefits administrator to see if you are required to sign up for Medicare.
If you have Veteran benefits you generally should sign up for Part B. Not doing so may delay your coverage and also tack on a late enrollment penalty. Their are special designed medicare policies for Veterans who use the VA that would offer some generous benefits. If you have tri-care you typically do need to sign up for Part B but may not need to apply for an additional medicare policy. We highly recommend if you are a veteran reach out to us for a Free Consultation! Thank you for your service.