Annuities

ABOUT SAVVA ZINGAS

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My Name is Savva Zingas! (Greek Orgin). I was born and raised in Texas and currently reside in Keller. I got into the insurance industry after being a restaurant manager and going to Engineering school at UTA. Ever since then, I have not looked back. I love what I do! I currently work with a top National brokerage firm “Empower Brokerage” and have been trained by experts who have been in the business 40+ years. When you work with me, I can confidently say you will get nothing but the best advice and service. To me insurance is more than just business, I understand the important impact and role it plays in our lives. Creating a financial security and peace of mind is essential to picking insurance. My goal is to develop long lasting relationships with my clients versus your typical transactional agent. I want be there for you every step of the way.

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Overview

Annuities are financial products designed to provide a steady income stream, typically used

for retirement planning and long-term financial stability. They help ensure reliable income that can last for a set period or even a lifetime.



In addition to income protection and retirement income planning, annuities also include advanced growth strategies through Fixed Indexed Annuities (FIAs).


A Fixed Index Annuity (FIA) is a type of annuity that gives you the opportunity to grow your

money based on a market index, like the S&P 500 — but without risking your principal if the

market goes down.


  • If the market goes up, you earn a portion of the gains
  • If the market goes down, you do not lose your money due to market losses


This makes FIAs ideal for individuals who want growth potential with protection, along with the ability to create a reliable retirement income stream.

What It Covers

● Guaranteed income for a set period or lifetime

● Tax-deferred growth potential

● Flexible payout options (monthly, annual, lump sum)

● Fixed, variable, and fixed indexed investment structures

Benefits

● Reliable retirement income

● Protection against outliving savings

● Market growth potential with downside protection (FIAs)

● Tax advantages depending on structure

● Customizable payout options

Who It's For

● Retirees or near-retirement individuals

● Those seeking stable long-term income

● Investors looking for protected growth strategies

● Individuals planning retirement income security

Build financial confidence for retirement with a structured annuity plan.

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